Credit Card Debt (Debt Collections)?

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If i have about 3,000 in credit card debt between two cards. I called the collection companies today and they are offering either high settlements or high monthly payments like 100 a month. I go to college full time and I am 19. What should i do, I wanna pay these off as quickly as possible but I can only do so much with paying for college and trying to pay this off plus living expenses at college. HELP please




  1. Many consumers have never encountered a debt collector. Some may be fearful or reluctant to take a debt collector's call or read letters about credit card debts they owe. Experts say consumers should face the facts and deal with debt collectors, but also know and understand their rights and protections.

    For more Information visit

  2. Try DEBTCO... I used them and they are legit -

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