a couple months ago after a long night of drinking my sister ended up going home with one of the guys that was with the group of friends we were with. they ended up in the shower, where he was sitting on a built-in glass bench (installed as part of the shower - he as a contractor had installed it). so he's sitting on bench and she's on her knees... the glass bench collapsed and shattered into shards cutting his butt and slicing her leg down to the bone (multiple lacerations). the paramedics had to transportt her by ambulance to thehops itall where she had to have a 4 hour repair surgery. she spent 4 days in the hospital, was instructed not to drive for 6 weeks, left the hospital with a full leg cast. after weeks of him not offering to help with medical bills or anything we talked her into talking to a lawyer. it's been two months and she's still in a leg brace, can hardly drive, has ongoing physicaltherapyy, horrible scars. he told her he didn't have homeowners' insurance when he found out she may sue. since he was the contractor, would his general liability insurance cover it under his businesss? note that his home also his office. what happens if she sues and he doesn't have insurance? what are the laws on safety glass in bathrooms? any other thoughts or advice appreciated. thanks for your time.
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