Really Easy Credit Card Question....?

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I just got a really low limit ($200) credit card, just to help me raise my credit score.

The limit is $200. The minimum monthly payment is $25.

Strictly for the purpose of raising my credit score, is it better to use maybe $100 of that, and make a minimum payment ON TIME every month to show that I am making on time payments? Or pay it off in full every month?

What are the benefits from both ways?





  1. It is always best to pay it in full each month just to avoid accumulating finance charges. But so long as you make the minimum payments your credit will improve.

  2. The most important thing you can do is to pay on time.

  3. pay in full monthly and over time your scores will soar

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